Term Life

Term Insurance is designed to provide life insurance for a specified number of years. Cover is against death only and can be extended to include the following additional benefits:

• Accidental Death
  To provide additional benefit in the event of accidental death of the Insured.
• Permanent Total / Partial Disability
  In the event of permanent total or partial disablement following an accident or sickness an amount equivalent to / percentage of Principal Sum Insured is paid to the insured.
• Temporary Total Disability
  In the event of temporary total and continuous disablement following an accident, or sickness a weekly indemnity for a period of 52 - 104 weeks is paid to the insured.

Individual Personal Accident

Cover under this insurance is for personal accidents resulting in bodily injury and/or death.

The insurance carries a number of benefits which are

• Accidental Death
• Permanent Total Disability
• Permanent Partial Disability

Individual Personal Accident Insurance covers losses resulting directly and independently of all other causes from bodily injuries caused by an accident on or off duty or anywhere in the world.

The Sum Insured can be selected to suit individual requirements.

The rate chargeable is always applied on "Per Mille" basis (for every thousand units) on the Total Sum Insured and depends on the age, nature of occupation and the benefits required to be insured.