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Health Insurance

We all know how expensive modern medical treatment can be. EIC – Health Insurance Plans provide Inpatient and Outpatient treatment in the UAE, other Arab countries, India, Pakistan, Bangladesh, Sri Lanka and Philippines.  It also provides emergency treatment cover worldwide including USA and Canada.  These plans are sold on a individual or group basis (minimum 20 members) and are backed by a reputable international reinsurer.

MEDICAL TABLE

» Compare the Above Pacakages

Above product range is administered by NAS as the third party service provider. EIC provide a NAS card for direct access to various medical providers in identifying you as eligible for NAS services and its network providers.

Apart from EIC's own plans we also offer the following products from Internationally reputed Insurance Companies.

(1) INTERNATIONAL HEALTH INSURANCE DANMARK A/S

Established in Denmark – a country known for its high standard of living – International Health Insurance danmark a/s (IHI) has been formed around some of the world’s most demanding clients. Consequently, IHI has provided superior international worldwide health and travel insurance for more than 30 years with Scandinavian ethics and principles underpinning all services.

IHI’s customers, who are either individuals and companies, enjoy a great variety of first class insurance solutions. Peace of mind is provided by the company’s team of specialist doctors who are trained in emergency and aviation medicine.  Members also have access to the company’s 24-hour multi-lingual helpline, open 365 days a year, which is manned by a team of experienced advisers who, between them, speak 20 languages, including Chinese and Arabic.

Most of IHI’s insurance solutions secure:

  • Worldwide cover, with complete freedom of choice of specialists, hospitals, and clinics.
  • Full cover regardless of occupation, leisure interests and sports activities.
  • Chronic conditions covered in full if diagnosed after enrolment or if accepted by the insurer.
  • Cover of accidents resulting from terrorist acts.
  • Guaranteed renewal of the policy for life – regardless of age and state of health.

In the autumn of 2005, IHI became a member of the worldwide health and care organisation BUPA which has been trading since 1947. BUPA is a global leader in health insurance and has 8.2 million customers worldwide.

IHI now works closely with BUPA International that also offers high quality global health insurance options for groups or individuals living and working abroad.

(2) EXPAT SERVICES

EXPAT SERVICES GMBH (located in Germany): Is a company specialising as insurance broker in the development and the sale of Insurance Products for Expatriates.   Fundamental products offered include Health Insurance, Hospitalisation Allowance, Unemployment Insurance, Pension Insurance funds and Disability Insurance.

EXPAT SERVICES GMBH is a policy taker for insurance companies.  The function has provided EXPAT SERVICES GMBH with know-how in administering and supervising large number of insured persons who live abroad.  This administration includes the supervision of clients and regulations of claims occurred abroad.

A health insurance portfolio is available through Expat Services GmbH Dubai Branch called the Expat Series.  These products are insured through HanseMerkur Reiseversicherung and fronted through Emirates Insurance Co.   Administration is carried out by EXPAT SERVICES GMBH DUBAI BRANCH.  Claims are handled by Neuron LLC.  For your convenience all issues regarding the above mentioned insurance lines can be addressed to EXPAT SERVICES GMBH DUBAI BRANCH directly.

The present structure of the HanseMerkur Group of Companies is the result of their readiness to accept and respond to new developments.  With nearly 8 million insurance contracts, an annual turnover of almost 0.7 billion Euros and capital assets of approximately 2.7 billion Euros, HanseMerkur belongs to the circle of medium sized insurance companies.

Looking after their clients and rendering excellent service are the crucial points to ensure good co-operation and sound partnership.  Both the HanseMerkur In-house and Field personnel represent a highly committed and well established team, providing them with high flexibility and readiness to meet their clients requirements

 


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