Fire Insurance
The Fire Insurance policy provides cover to property caused by fire, lightning, floods, storms, tempests, bursting of water tank pipes, eExplosions, earthquakes, aircraft impact, riots, strikes, malicious damage, burglary (forcible and violent entry), etc.
Motor Insurance
A wide range of Motor Insurance policies are available through EIC.
The primary policies on offer are:
- Comprehensive
- Third party liability only
- Motor personal accident insurance
- Motor Fleet policies
Contractors’ All Risks / Erection All Risks
This type of policy covers any unforeseen and sudden physical loss or damage, from any cause, in a manner necessitating repair or replacement to contract works, construction plant, equipment and machinery.
Furthermore, it covers legal liability to third parties in respect of:
- Accidental injury
- accidental loss of or damage to property.
General Third Party Liability Insurance
General Third Party Liability Insurance covers legal liability to third parties for injury / death and property damage arising from accidents happening in connection with the insured’s business.
Marine Hull Insurance
A variety of covers for a wide range of commercial waterborne tonnage and pleasure craft are available.
- Ocean going tonnage
- Oil & Gas related tonnage
- Coastal and port craft
- Yachts and other pleasure craft
- Dry docks and floating docks.
Medical Insurance
A wide range of medical covers are available to suit individual requirements. Top of the range plans from International Health Insurance Danmark, one of the world's most reputed companies in the field, to facilitate the company's in house medical plan.
- Inpatient and outpatient covers
- Choose from any geographical area / worldwide
- Choose any place of treatment
- No restriction on hobbies, pursuits or sports
- Children under 10 years are included free of charge under a parent’s policy
Aviation Insurance
A wide range of cover is available for airlines or businesses that have special purpose aircraft fleets.
- Loss/damage to the hull of the aircraft
- Hull deductible insurance
- Third party aviation liabilities
- Personal accident cover for third parties and passengers
- Airport owners’ and operators’ liability
- Aviation fueling and defueling liabilities
- Aviation repairs
- Aviation products liabilities
- Loss of license
- Hull war risks
- Covers on hovercraft are also available.
Bankers’ Blanket Bond Insurance
EIC also provides Banks with a policy, which covers financial losses owing to banking activities such as:
- Infidelity of employees
- Theft on premises or in transit
- Forgery risk on securities, cheques and other instruments
- Counterfeit currency
- Damage to premises by robbery
- Losses arising from computer crimes.
Cargo Insurance
This class of insurance covers cargo or postal packages against loss and / or damage during transit by air, land or sea, caused by the perils incidental to the mode of transit, as may be agreed.
A variety of covers that can be tailored to suit individual requirements are available.
Fidelity Guarantee Insurance
The policy covers direct pecuniary losses following fraudulent embezzlement by an employee or employees entrusted with money, stock, etc.
Life Insurance
Life insurance policies cover natural death, accidental death, permanent total/partial disability and temporary total disablement.
Marine Hull Insurance
A variety of covers for a wide range of commercial waterborne tonnage and pleasure craft are available.
- Ocean going tonnage
- Oil & Gas related tonnage
- Coastal and port craft
- Yachts and other pleasure craft
- Dry docks and floating docks.
Medical Insurance
A wide range of medical covers are available to suit individual requirements. Top of the range plans from International Health Insurance Danmark, one of the world's most reputed companies in the field, to facilitate the company's in house medical plan.
- Inpatient and outpatient covers
- Choose from any geographical area / worldwide
- Choose any place of treatment
- No restriction on hobbies, pursuits or sports
- Children under 10 years are included free of charge under a parent’s policy
Money Insurance
The Money Insurance policy covers financial losses in any of the following situations:
- While in a locked safe
- While in the premises during business hours
- While in transit between the office premises and a bank
- Due to theft or any other reason.
Oil & Gas Insurance
A full range of options are available that cover both the exploration stage and production phase for the Oil and Gas Industry.
- Insurance on equipment, on all risks basis
- Cost of control, seepage & pollution liability, redrilling expenses
- General third party liability
- Physical damage insurance for onshore/offshore properties – platforms, pipelines, rigs, etc.
Workmen’s Compensation Insurance
The Workmen's Compensation Insurance policy provides cover for the potential risk of employees getting injured at work.
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